7 Things Every California Homeowner Should Know About Water Damage

Water damage is one of the most common and costly issues homeowners face. Whether from storms, plumbing leaks, or faulty appliances, understanding how water damage works can save you thousands in repairs and headaches.

1. Water Damage Can Happen Silently

Not all water damage is immediately visible. Hidden leaks behind walls, under flooring, or in attics can go unnoticed for weeks — leading to mold and rot.

2. Time Is Critical

Water begins causing damage within hours. The longer moisture sits, the more materials it affects. Acting fast to remove standing water and dry out the area can prevent secondary damage and mold growth.

3. Not All Water Is the Same

There are three categories of water damage:

• Clean water: From broken supply lines or overflowing sinks.

• Gray water: From dishwashers, washing machines, or minor sewage backups.

• Black water: From sewage or floodwaters — highly contaminated and dangerous.

4. Insurance Coverage Varies

Standard homeowner’s insurance usually covers sudden and accidental water damage (like a burst pipe), but not flood damage or gradual leaks. Always review your policy to understand your coverage.

5. Mold Can Develop Quickly

In California’s mild climate, mold can start growing within 24–48 hours after water exposure. Proper drying and dehumidification are essential to prevent it.

6. DIY Cleanup Isn’t Always Safe

While small spills can be handled yourself, larger water losses require professional-grade drying equipment and moisture detection tools.

7. Prevention Saves You Money

Regular maintenance — inspecting plumbing, sealing windows, and cleaning gutters — can help you avoid costly damage down the line.